Personal Loans
Sometimes, emergency expenses can’t be helped and they wreck havoc on our budget. Such is what happened to my friend and her husband. Because of an unexpected expense, they found themselves short on cash…cash meant for their fixed monthly expenses. This led them to apply for Personal Loans.
They were raving at how ridiculously easy it was to apply and get approved to the point that they were encouraging me to go to PersonalLoansMania and apply for a loan, too! Hahaha! In addition to personal loans, the company also offer payday and bad credit personal loans. In just three minutes or less, the application is processed instantly! How’s that for quality online service? Thousands of people apply daily and they all get the same speedy and quality service.
I’m glad things worked out for my friends.
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Crazy Kitchen Gadgets III
Here’s the 3rd installment of crazy kitchen gadgets, Let’s call this the “More than a Spoon & Fork” series.
1. Sneaky Spoon
2. Free Loaders Fork
This is the erswhile partner of the sneeky spoon. 
This is the exact description for this product: “You can use this amazing spoon to sneak a taste of the dessert next to you, scoop up that last bit of ice cream without getting your hands all sticky, retrieve a tasty morsel you accidently dropped in the trash, or simply poke someone from a safe distance! Extends up to 2 feet!” What do you think?
3. Twirling Spaghetti Fork
This twirling fork is for those who never quite mastered eating spaghetti. Geeez. It is battery operated and does all the twirling for you.
4. Fractured Fork / Bending Fork
This fork isn’t really made for eating. It’s more for setting up your friends or guests for a practical joke, because when one uses this fork to pick up food, it will bend. 
And for the kiddos….
5. Fred Dinnersaurs Spoon and Fork Set
How about a “spoonosaurus” and a “tricerafork” for the little ones?
6. Farm Sticks
These are not a spoon and fork but they are kinda in the same category as they bring food from the plate or bowl to the mouth. Hee hee! Some of just couldn’t befriend the chopsticks. These ought to make picking up those yummy Asian food with ease. ;)
That would be all for this series.
Photos snagged from the Funny Gifts Online Catalog.
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The Air We Breathe
I have a very sensitive nose. The inhalation of dust or pollen will have me sneezing non-stop. And let’s not get into odors, specially that of smoke! We’re now in the season where allergens are high, add to that the fact that we can’t really trust the air we breathe to be 100% clean. Hubby and I are considering purchasing a UV air cleaner. But what do we know about these things except that they, well, clean the air? None! Good thing there’s Air Cleaners/Air Purifier’s Guide to educate us, from the types to the brands of air purifiers. Whew! It’s always good to be informed when we finally make that purchase.
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Crazy Kitchen Gadgets II
As I’ve said it’s “Crazy Kitchen Gadgets Day” on this site today. My first installment is HERE, just three posts down. :) Here’s the second installment. I’m calling this batch, “Shake It! Shake It!”
1. Movers and Shakers, The Self-Shaking Salt & Pepper
With this, you need only to pull the cord, invert the shaker and hold. The shaker does all the work for you. Talk about lazy bones!
2. Fred Lift and Shake Salt and Pepper Set
This is perfect for the health buffs. I do think it’s quite cool.
3. Farting Salt & Pepper Shakers
Sorry, no sound effects. I don’t get these two. Why would anyone want farting shakers? OK, maybe some will want a pair. Definitely not me.
4. Salt and Playtime
It’s bad manners to play with food so play with the shakers instead. :) If you have this pair and they suddenly can’t be found, first place to search would be the toy box.
5. Gnome Salt & Pepper Shakers
For the gnome lovers perhaps?
That’s all for this batch. There’s more to come. Promise. ;) And again, this is not a paid post. Hee hee.
Photos snagged from the Funny Gifts Online Catalog.
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Bad Credit Offers
When we came to the US, every one of our friends who came here before us would give us a sort of mini lecture on credit scores, credit reports and credit history. Apparently, here in the US, one’s credit history IS everything. We realized all the more how important it is to maintain a good credit history when we recently purchased a car. The credit report just details everything about one’s loans and purchases and how good or bad a payer one is.
Unfotunately, things that are beyond our control happen and sometimes, people are unable to pay their credit card obligations on time. Thus, “bad credit” will be all over their history and their credit rating is tarnished. It is good to know however, that it is not the end of the line for them. They can take on bad credit loans which will slowly help them rebuild their history. And BadCreditOffers can help them find the credit offers that most suit their needs.
Sometimes, out of desperation, people tend to grab on to the first offer that lands on their lap. With BadCreditOffers, that won’t have to be the case. People will have a chance to compare the different offers from major providers and have the power to choose the one that’s right for them. Then they can start strengthening their credit scores again by paying their obligations on time. Now that makes for a more restful sleep.
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CD Rates
The other day, hubby and I were having this animated conversation about the future. It was like we were daydreaming out loud and having a lot of fun. One thing we both agreed on is that our dreams need not remain as such. We could actually make a go for them and make them a reality. The first steps we could take, of course, is to save, invest (that is to say, if we have something to invest!) and just be moneywise.
For now, we think it would be good idea to secure a certificate of deposit, in addition to our savings account. Since we don’t have any idea on CD rates, we headed to hubby’s laptop to research. Oursearch led us to eMoneyCentral.com. I have to say, that was a major eureka moment for both of us. The site is very useful in that it has a comparative list of the annual percentage yield (apy) being offered by banks and credit unions. And mind you, all the banks and credit unions in their list are federally insured. We were easily able to compare the rates for savings, checking and CD accounts. The site will be very useful for one who is wants to lock-in higher rates for a CD account, a high-yield savings & checking account or set-up an emergency fund.
Now that we know all these valuable info is just at our fingertips, all we have to do now is come up with the money to put into an account….or accounts. 
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Crazy Kitchen Gadgets I
I was surfing the net yesterday and I was amazed at the amount of crazy kitchen gadgets out there. Cooking and eating is “serious” business, at least for the more uptight among us. Hee hee. But who said we can’t have fun in the kitchen and the dining room.
With that said, we’ll have a Crazy Kitchen Gadgets Day, today. I don’t know how many parts this will take, but I’d like to present the things I found in categories or batches. And for the record, this is not a paid post. Hee hee. Ready?
Let’s call the first batch “Kitchen Voodoo”.
1. The Ex 5-Piece Stainless-Steel Knife Set with Unique Holder
Have a grudge against somebody? Well don’t keep it all in. You don’t want a heart attack. Let these men absorb your anger, frustration or whatever ill feelings you might have against someone…an ex boyfriend/girlfriend perhaps? Hee hee. I’d love to have this in my kitchen. Hint, hint! :D
2. Ouch! Toothpick Holder
In the Philippines, my home country, some provinces are known for witchcraft and voodoo. I can’t help but wonder if they had anything to do with this.
Don’t you think these are perfect for parties. You’ll score points with you guests, I bet! :) I want these, too! Hee hee. Another hint! Hint!
3. Whack Him in the Head Knife Block
Now this, I wouldn’t want anywhere in my kitchen. Woudln’t it scare the crap our of anyone? Imagine yourself going about your way in the kitchen and everytime you turn, boom! There’s a head on your counter with knives in it. Eeeeew. This isn’t as fun as the first two we’ve covered.
That’s all for the first installment. I’ll be back for the next one sooner than you think.
Photos were snagged from the Funny Gifts Online Catalog and Inventorspot.Com.
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