I believe that one of the secrets to a comfortable and happy retirement life is investing wisely.  It would be great to retire and still be able to earn without having to lift a finger.  Just let those ROIs roll in!  My Mom has been telling me about trust deeds and it’s something my husband and I would really like to look into.  It is a high yield investment.

Here in the US, Diamond Bay Investments, Inc. is one company that organizes, strategizes and implements trust deed real estate investments nationwide.  The company is backed up by the success of previous and existing investments and creating the best possible investment opportunity for each of their clients is their greatest commitment.  Clients couldn’t be happier with the 12% ROI on their investments.  I say, that’s not bad at all.  Not bad at all.

Now, let me go look for 25k. 

My favorite fish is Lapu-Lapu (Grouper).  It’s just too bad that this fish has become so expensive in the Philippines that it has become a fish reserved for special occasions.  Well, fresh seafood is expensive here, too!  My Nanay (maternal grandmother), cooks lapu-lapu in a frufru free manner…by steaming.  She simply rubs some salt on the fish and squeezes a few pieces of calamansi on it(the Philippine lime).  That’s it.  The fish can also be marinated in soy sauce and calamansi.  We use mayonaisse as dip.  It’s perfect with hot rice!

I am so clueless about fish varieties.  I totally forgot what this fish is called.  Can anybody tell me? :D  I’ll be better at it…promise.

I don’t usually garnish my steamed fish to look like Nemo.  Hee hee!  I only did this once and that was a long time ago.  Hubby and Abby tend to get a little impatient. :D  So I now, I simply lay the fish on a serving plate straight from the steamer.  No more garnishings!  Less work, too!

Is there a particular brand of luxury watch you’re daydreaming (night dreaming, too!) about?  One that you hope would land on your wrist some day?…some day soon, hopefully?! Rolex, Cartier, Omega, Movado, Breitling, anything from their lot at all?

I’d be lying if I said no, I don’t want any of those.  To be honest, a teeny weeny part of me would like to be the proud owner of a gorgeous time piece some day.    It would be cool if Hubby and I had a pair of his and hers Omega watches. But with so many expenses to worry about take care of - rent, car payment, tuition, utilities, groceries, etc. - I can hold off on that watch for a wee bit longer.  We all know how outrageously expensive these things are.  Take this Omega Speedmaster Broad Arrow men’s watch…

The list price for this watch is, hold your breath, $6,650.  Whew!  Did you just have a heart attack?  Hee hee.  But you have to admit that it’s really gorgeous, with 150 years of brand reputation for  innovation and quality to back it up.  I have a little tip for you Omega fans though.  You can get genuine Omega watches at a discounted price at TheWatchery.Com.  You can get the watch in the photo for $4,295.  That’s 35% off!  If you have thousands of dollars to spare, why not give yourself an advance Christmas present?

As for me, I’ll have to wait for tonight’s Mega Millions draw first.  Hee hee!

If you go out for a special dinner and service is very, very bad, what do you do?  Do you complain? Leave only a small tip, write to the management when you get home?  Or do you just suck it up and not do/say anything?

It depends on how bad the service was.  If the restaurant staff was rude, and if the food was spoiled or has a fly or cockroach in it, I will definitely have to talk to the manager…or ask Hubby to do it.  Hee hee.  Tip will definitely be small…if none at all!  And then I’ll spread the word of how service in that restaurant is really really bad by writing about it HERE! That ought to teach them!

That’s my answer.